Santa Cruz County FHA

Metrocity Lending


Toll Free: (866) 966-9045

Email: info@metrocitylending.com

 

Office Hours:
Monday - Friday 9AM to 5:00PM

REFINANCE

Santa Cruz County FHA

STREAMLINE REFINANCE


This Santa Cruz County FHA refinancing option is considered streamlined because it allows you to reduce the interest rate on your current home loan quickly and often times without an appraisal. Santa Cruz County FHA Streamlined Refinance also cuts down on the amount of paperwork that must be completed by your lender saving you valuable time and money.

FHA LOANS

The Santa Cruz County FHA adjustable rate mortgage is a HUD mortgage specifically designed for low and moderate-income families who are trying to make the transition into home ownership.

 

A Santa Cruz County FHA loan benefits those who would like to purchase a home but haven't been able to put enough money away for their purchase, like recent college graduates, newlyweds, or people who are still trying to complete their education.

FHA RATE

Need a Santa Cruz County FHA loan for your new home purchase or interested in refinancing one? Look no further as Metrocity Lending is an approved FHA lender for Santa Cruz County FHA financing

Welcome to Metrocity Lending

Santa Cruz County FHA MORTGAGE HOME LOANS, PROGRAMS AND MORE

Santa Cruz County FHA mortgage financing is the best choice to the conventional financing that many people have been used to.  In order to obtain the lowest mortgage rates, these low cost loans are regularly available with an FHA mortgage loan in Santa Cruz County.

Santa Cruz County FHA loans can be used to buy your first house or to refinance your existing mortgage in Santa Cruz County.  Santa Cruz County FHA home purchase mortgage loans are offered at low interest rates and there is a lower credit score required to qualify for a Santa Cruz County FHA home purchase mortgage loan.

  • New Santa Cruz County Home Purchase (First Time Home Buyers) *FHA Loans Available
  • Refinance with Rate & Term or Cashout (125% LTV Fannie/Freddie Loans)
  • Conventional and Jumbo Loans in Santa Cruz County
  • Fixed and Adjustable Loans (3/1, 5/1, 7/1, 10/1)
  • Interest Only Loans in Santa Cruz County
  • Santa Cruz County FHA Programs for Single Family Residence, Condos, and Multi-Units
  • Owner Occupied, Investment Properties, and 2nd Homes
  • Santa Cruz County FHA Loan Amounts Up To $729,750 in High Cost Living Areas

The single family residence FHA loan limits in Santa Cruz County have been increased to $729,750.  The new FHA loan limits make it possible for most new house purchase loans to be covered under the FHA guidelines in Santa Cruz County.

APPLY TODAY FOR A FREE FHA QUOTE